Menunda-nunda rencana untuk menunaikan ibadah haji hanya akan memperpanjang waktu tunggu Anda, terlebih dengan semakin banyaknya orang yang tertarik untuk berhaji. Inilah beberapa saran untuk membantu Anda memulai menabung untuk biaya haji:
Jadikan Prioritaskan Keuangan
Setiap kali menerima gaji atau pendapatan lainnya, alangkah baiknya untuk segera menyisihkan sebagian untuk tabungan haji sebelum menggunakan sisa uang untuk kebutuhan sehari-hari. Dengan cara ini, Anda telah menjadikan tabungan haji sebagai prioritas keuangan Anda.
Sisihkan Rp50.000 Tiap Hari
Selain menyisihkan sejumlah uang setiap kali menerima penghasilan, cobalah untuk konsisten menyisihkan Rp50.000 setiap hari. Dalam satu tahun, Anda akan memiliki dana tabungan haji sebesar Rp18, 25 juta.
Pendapatan Tambahan
Jika Anda mendapatkan pendapatan tambahan dari berbagai sumber, seperti pekerjaan lepas, bonus, atau keuntungan lain, sebaiknya gunakan segera untuk menambah tabungan haji Anda.
Buka Rekening Tabungan Haji
Setelah Anda berhasil mengumpulkan sejumlah dana, Anda bisa membuka rekening tabungan haji di kantor Kementerian Agama setempat atau bank pilihan Anda untuk mengamankan kuota haji. Meski sudah mendapatkan kuota, jangan berhenti menabung karena biaya haji akan terus naik dari tahun ke tahun.
Pertimbangkan Untuk Investasi Reksadana Syariah
Reksadana syariah adalah opsi investasi lain yang bisa Anda mulai dengan modal yang lebih rendah, sekitar Rp100.000. Seperti halnya dengan SUKUK, reksadana syariah juga menawarkan potensi keuntungan yang cukup menarik. Namun, pastikan untuk memilih jenis reksadana syariah yang sesuai dengan profil risiko Anda.
Sayangnya ketika anda memulai menabung di usia dewasa, jadi dana terkumpul di usia lanjut. Namun, menjalankan ibadah haji di usia muda tentu akan lebih optimal.
Untuk itu almira travel menyediakan Program Cicilan Haji Khusus
Apa Itu Program Cicilan Haji Khusus
Program Cicilan Haji Khusus merupakan sebuah layanan pembiayaan yang dirancang untuk membantu Anda memperoleh nomor antrian haji plus, yang bisa berangkat dalam waktu 6-7 tahun ke depan.
Untuk gambaran, biaya haji plus di tahun 2024 dimulai dari USD 9.000. DP minimal untuk mendapatkan nomor antrian di Kementerian Agama adalah sekitar 50% atau USD 4.500, setara dengan Rp 65 juta dengan kurs USD 1 = Rp 14.500.
Menggunakan layanan Program Cicilan Haji Khusus memungkinkan Anda mendapatkan nomor antrian haji khusus tanpa menunggu dana awal terkumpul.
Cukup Bayar DP 2000 USD + 2,750 Juta
Tertarik untuk mengikutinya? Berikut cara daftarnya.
Persyaratan Program Cicilan Haji Khusus
Untuk mendapat Program Cicilan Haji Khusus, persyaratannya cukup sederhana. Seperti berikut:
- Jamaah memberikan Dokumen berapa KTP dan KK kepada Customer Service kami (Soft Copy)
- CS memberikan dokumen + Nomor jamaah ke PIC Amitra Untuk diajukan ke PIC Amitra
- Jika calon jamaah dinyatakan Memenuhi Syarat, akan ditindak lanjuti 1-7 hari kerja
NB: Pihak Amitra sebagai LKS (Lembaga Keuangan Syariah) yang mempunyai wewenang dalam menentukan calon jamaah yang memenuhi persyaratan.
Persyaratan Lanjutan
Setelah Pengajuan Pembiayaan disetujui, Jama’ah wajib melengkapi dokumen untuk mendapatkan Porsi Haji Khusus yaitu :
- Mengisi Formulir
- Menandatangani Surat-surat dari Kemenag RI
Mekanisme Program Cicilan Haji Khusus
- Jamaah memberikan Dokumen berupa KTP dan KK kepada CS
- CS memberikan dokumen + Nomor jamaah ke PIC Travel Untuk di konfirmasi ke PIC Amitra
- PIC Amitra Akan menelpon jamaah untuk wawancara dan di Ajak bertemu untuk meyakinkan
- PIC Amitra Akan memberikan kabar kepada PIC Travel jika disetujui
- Amitra Mengeluarkan PO yang isinya jumlah Dana, dan administrasi yg harus dibayar
- Pihak Travel membayar Admin
- Pencairan Dana
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